UK bank account(s) closure

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Sparkle · #171 Post by **Sparkle** » Tue Sep 06, 2022 2:07 pm

anyone looked into Sharia banking UK? I will when I get a moment

Leyla · #172 Post by **Leyla** » Tue Sep 06, 2022 3:22 pm

MAD87 wrote: ↑Tue Sep 06, 2022 1:48 pm @exile
I think that's right - it took HSBC 2 or three weeks to turn us down.

That's crazy!

Leyla · #173 Post by **Leyla** » Tue Sep 06, 2022 3:34 pm

I'm not going about this the right way. I've just Googled HSBC and their Premier account says you need a minimum balance of £50K etc etc. I'm not looking for a bank, don't need a card, interest. Just a place to collect Sterling from my pension and UK rental income. I'll do all transactions on line. Every so often I'll use Wise to transfer a lump sum to France. I don't want a minimum balance and ideally no monthly fees.

I'm beginning to think I just need a friend who can open a second account which I can use. I'm too old to think rationally when I've done the same old thing for about 50 years or so.

Where can I get independent advice? Perhaps I'm just not explaining myself very well here.

MAD87 · #174 Post by **MAD87** » Tue Sep 06, 2022 3:44 pm

@Leyla I know exactly what you mean.

exile · #175 Post by **exile** » Tue Sep 06, 2022 5:57 pm

@Leyla
It looks as if you have found their international banking site.

https://www.hsbc.co.uk/current-accounts/products/
gets you to sensible (poor wo/mans' money) accounts.

Leyla · #176 Post by **Leyla** » Thu Sep 08, 2022 3:42 pm

ajm wrote: ↑Tue Sep 06, 2022 12:09 pm We are in the process of applying for an HSBC account and it is all done on line.

I'm applying (HSBC) online now but I've never taken a selfie before so I suppose that will be rejected. What is more serious though is that they have rejected my Titre de Sejour which I thought was my French ID - is it not? My passport expired last June so have I had it? I've never been thru' such a process!!

MAD87 · #177 Post by **MAD87** » Thu Sep 08, 2022 3:51 pm

I'm sure they shouldn't reject it - it is a photo ID, isn't it?
I put up my FR carte d'identité, but I seem to recall a residency permit was one of the options.
PS. I'd never taken a selfie either, but I've since bought a smartphone-for-dummies-and-wrinklies.

ajm · #178 Post by **ajm** » Thu Sep 08, 2022 5:12 pm

My "selfie" was taken by the webcam on the laptop during the process of sending ID and proof of residence

Leyla · #179 Post by **Leyla** » Mon Sep 12, 2022 11:26 am

MAD87 wrote: ↑Thu Sep 08, 2022 3:51 pm I'm sure they shouldn't reject it - it is a photo ID, isn't it?

I explained to Moneycorp that my Carte de S. was not strictly speaking an ID but then I googled passports and discovered that I could still use an out of date one so they did accept my application. So you are correct in this. However, I don't like Moneycorp - seems unnecessarily complicated, so the search is still on.

MAD87 · #180 Post by **MAD87** » Tue Sep 13, 2022 7:58 am

Nationwide rejected the chance to have OH as a joint account holder because, they said, I - the accountholder -live outside the UK.

So it's back to Square One for OH.

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